Managing finances can be a challenge for anyone, but it can be particularly difficult for brain injury survivors who may no longer be able to work as much as they did prior to their injury, have additional expenses related to their injury or struggle with money management skills. In this article, we’ll explore some tips and resources to help you navigate the cost of living after a brain injury.
Seek Specialist Advice
There are a number of organisations that can provide specialist advice and support for managing money, such as your bank, local Citizens Advice, Communicare, Money Helper, or your local council’s financial advice service. They can provide guidance on budgeting, debt management, and accessing benefits you may be entitled to following your brain injury.
Identify Your Challenges
It can be helpful to identify specific areas of money management that you find challenging, such as organising paperwork or budgeting. Ask someone you trust, such as a friend or family member, to help you with these tasks. You can also consider using a budgeting app to help you manage your finances.
Explore Financial Assistance
If you’re struggling to pay bills, contact your bank or service provider to discuss your options. Under the Equality Act, all service providers must make reasonable adjustments so that you are not disadvantaged by your disability. You can also explore financial assistance programs through your local council or charities that provide support for people with disabilities.
Don’t Ignore the Problem
It can be tempting to ignore letters or reminders about bills, but this will only make the problem worse. Seek help early and remember that there is support available. You can find your local Citizens Advice here, Communicare here and Money Helper here.
Managing your money after a brain injury can be challenging, but with the right support and resources, it is possible. Remember, you’re not alone in this.